0% APR* Financing!
Jamaica Cottage Shop and GetBread.com have teamed up to provide easy and affordable financing on your order.
Fast & Easy
When you’re ready to buy, simply click on the Pay Over Time option. You’ll then be asked to provide some basic information about yourself. We use our technology to quickly find a plan that fits you.
How do I apply?
Don’t Worry! Checking your rate will not affect your credit score.Throughout the site, on product pages, the shopping cart page, and the checkout page, you will see buttons that say “Pay over time,” or display a monthly amount for your purchase. Simply click on this button to apply and get your rate.
Fair Rates, No Prepayment Fees
Rates are often lower than what credit card companies charge you, and terms are always clear. You can pay the same amount each month or pay off your whole balance anytime, for no extra cost.
Safe & Secure
We take security seriously. We use state-of-the-art technology to keep all your information secure and encrypted.
Will the financing affect my credit score?
You can check your rate and terms at any time without impact to your credit score. If you qualify, you will be given payment terms and will be able to see how much the purchase will cost you in monthly payments.
If you check out and complete a sale, there will be a hard inquiry on your report, just like any other credit application. You will be prompted to review your payment terms before you check-out, so please be sure to check out only once you have agreed to the financing terms. The number of inquiries is one of the factors that credit bureaus consider in determining credit scores.
*Your terms may vary and are subject to application. Rates for a loan to finance a purchase range from 0% to 29.99% APR. All Bread® loans are made by Cross River Bank, Member FDIC.
Learn more about financing your order through Bread® here: www.getbread.com/faq.